Regular Home Loan - SBI Home Loans

 

Apply  Regular Home Loan - SBI Home Loans Upto Rs.30 Lakhs,Best Home loan For Salaried Professional Or Self-Employed Other. 

 

The easiest way to finance a loan by SBI Bank is through this Personal Loan Business Loan, you can take any type of loan. We talk about home loan,To get a home loan, you can apply for the best loan by SBI, in which the home loan is given to you on flexi, you will get to see many types of loan products by SBI.

Regular home loan can be taken by SBI Bank for a maximum of Rs.30000, you can fulfill your dream by applying loan by SBI Bank, according to others bank, this bank has many loan features Bank gives you,Before taking home loan by SBI bank, you should have a source of income. Complete documents should be with you, like I am a salaried person or self employed, then of course you can apply for a loan.

It is very important to have a source of income, which you have to give to SBI Bank as proof, you are given loan amount through that man and you will have to present some documents that will be asked by banks, You have to complete it.

 

SBI Home Loan eligibilty:-

To get a home loan by SBI banks, your eligibility should be something like this 

1. Resident Type: Resident Indian
2.Minimum Age: 18 years
3.Maximum Age: 70 years
4.Loan Tenure: up to 30 years.
5.Loan Amount: Click Here 

>Property Papers::-
    Permission for construction (where applicable)
    Registered Agreement for Sale (only for Maharashtra)/Allotment Letter/Stamped Agreement for Sale
    Occupancy Certificate (in case of ready to move property)
    Share Certificate (only for Maharashtra), Maintenance Bill, Electricity Bill, Property Tax Receipt
    Approved Plan copy (Xerox Blueprint) & Registered Development Agreement of the builder, Conveyance Deed (For New Property)
    Payment Receipts or bank A/C statement showing all the payments made to Builder/Seller

>Account Statement:-

    Last 6 months Bank Account Statements for all Bank Accounts held by the applicant/s
    If any previous loan from other Banks/Lenders, then Loan A/C statement for last 1 year 

Income Proof for Salaried Applicant/ Co-applicant/ Guarantor:

    Salary Slip or Salary Certificate of last 3 months
    Copy of Form 16 for last 2 years or copy of IT Returns for last 2 financial years, acknowledged by IT Dept.


Income Proof for Non-Salaried Applicant/ Co-applicant/ Guarantor:

    Business address proof
    IT returns for last 3 years
    Balance Sheet & Profit & Loss A/c for last 3 years
    Business License Details(or equivalent)
    TDS Certificate (Form 16A, if applicable)
    Certificate of qualification (for C.A./ Doctor and other professionals) 

 

 Interest Rates & Fees

 More Information :_ Official Website SBI BANK