You want to take a personal loan on the document of Aadhar card, then you can easily get a personal loan from the bank. Even a personal loan can be easily taken through Aadhaar or PAN card. So let's know. Can I take a personal loan with an Aadhar card?
A personal loan can also be taken through an Aadhar card.
Let us tell you for information that your Aadhar card is a very useful thing. Do not think of it as just a plastic card or handwriting of numbers. . So that in case of emergency, when no one supports you, an Aadhar card can get you out of trouble. In such a situation, if there is a need for money suddenly, then your expenses can also be run. By now you would know that loans are available from the bank itself. Or only mobile recharge bill payment is done with an Aadhar card. But let me tell you for information, also know today that you can also take a personal loan of lakhs of rupees with the Aadhar card.
For a personal loan, the bank does not ask you for any collectors or security money. Any person can easily take a personal loan from the bank on the basis of certain documents. Here all personal loans can be easily taken through Aadhaar or PAN card. So let's know-how Can I take a personal loan with an Aadhar card.
How to take a loan from an Aadhar card.
Let us tell you that every bank asks for some documents to know the eligibility of the customer. In such a situation, the Aadhar card and PAN card are important things. Some documents are asked from you to prove your bank identity. And this work is done under a special process by which nine more customers or they can say KYC. These documents are asked from the bank under KYC. Aadhar card is considered to be the most valid KYC document. It simultaneously presents proof of identity and address. If you want to take a personal loan through Aadhaar. So you can apply online in banks.
The e-KYC document has to be uploaded during the application. UIDAI, the agency of Aadhaar, stores the person's Aadhaar card number, biometric details, name, gender, address, date of birth and photo. Therefore, you do not need to provide any hard copy before taking the loan.
How to apply step by step, Know the complete process.
1.You want to take a personal loan from Jesus Bank and whose bank account is in your name. Download the mobile app of that bank or visit the official website of that bank.
2.You will have to log in through the bank's website or app.
3.Now you will see the option of loan, in which you will click on a personal loan.
4.Once you check here whether you are eligible to take the loan or not.
5.When the eligibility is confirmed, then click on Apply Now.
6.Now you will be asked to fill the online application form. In this, you will have to fill in personal details, in which information about employment and profession will be asked and you will have to fill in all the information.
7.After filling in so much information online, the bank personnel will call you and verify the details.
8.You will be asked to upload a photocopy of your Aadhar Card.
9.For information, let us tell you that the bank like Aadhaar and your information gets verified. The loan money is transferred to your bank account.
Keep in mind, to take advantage of this facility, your minimum age limit should be 23 years and a maximum of 60 years. Also, it is necessary to be a citizen of India. And should work in any government, private or even multinational company and your credit score should be perfect to take a loan. Along with this, a minimum monthly income source has also been fixed, which the applicant will have to fulfil.
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