Banking: IDBI Bank changes interest rates on fixed deposits, now you will get maximum 5.30% interest rate on getting FD here

Banking: IDBI Bank changes interest rates on fixed deposits, now you will get a maximum of 5.30% interest rate on getting FD here

IDBI Bank changes interest rates on fixed deposits. This bank is giving 5.25% interest up to a maximum. In such a situation, you will be able to get FD in this bank for 7 days to 20 years. The bank also gives an additional 50 bps interest for all tenures to senior citizens. New rates will be applicable on July 14.

Now, how much interest will I get from this bank?

The bank has made changes in many charges from July 1

IDBI Bank has changed the charge on check leaf, charge on savings account and charge on locker from July 1. Now customers are going to get only 20 pages of chequebook free of cost every year. Even after that, customers will have to pay a minimum of Rs 5 for each check. Apart from this, the bank has also reduced the free limit for cash transactions.

Now IDFC will pay interest on the savings account of First Bank every month

 

Let us tell you that IDFC First Bank has started a monthly interest credit facility on all its savings bank accounts. This means that now customers will get the amount of interest every month on the savings bank account. Now the new rule has come into effect from July 1.

Talking about the rules of RBI, banks send interest on a quarterly basis to the accounts of the depositors. However, let us tell you that they are free to credit it on a monthly basis only. There is no compulsion on the part of RBI.

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Bank gives you interest up to 5% per annum

Let us tell you that if you maintain less than 1 lakh balance then they are getting 4% interest. Customers who maintain a balance between 1 lakh to 10 lakh, they will get 4.5% interest and while maintaining more than a 10 lakh account balance, then 5% interest is being given.

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