Aspire - Credit Card PayLater Shopping EMI

Aspire - Credit Card PayLater Shopping EMI: provide a credit limit of ₹ 5000., Aspire is a digital credit card app that works like UPI, you can pay the bill on the QR Code of any merchant from anywhere through this app, you must have used your UPI in your daily life like Google pay, Phonepay, Paytm application must have used such app.

Aspire - Credit Card PayLater Shopping EMI, Aspire app also works like UPI, now you can shop or bill payment anywhere, the merchant can scan and pay QR code, can shop on EMI and make easy payment by paying your EMI as an instalment You can, here, provide a credit limit of ₹ 5000. You can pay a shopping bill anywhere for that limit and you have to pay the bill in the first week of the month, Aspire - Credit Card PayLater Shopping EMI No interest charges and processing fees are charged from you, Available service in these cities- Maharashtra, Karnataka, Telangana, Tamil Nadu and Andhra Pradesh.

Aspire app can use simply like you will scan and pay QR code, (scan your QR code and pay the simple bill by pay) Here you are provided credit card limits and you can take instant approval too. On the KYC document, the Aadhar card as an address proof and the ID proof can get instant bill payment as soon as approval is received through this app.

*Aspire - Credit Card Feature:

1.Get Instant approval and activation

2.100% Digital online process, takes up to 5 mins

3.No documents Needed Here (Physical)

4.No application fees charge

5.No CIBIL score (credit score) needed Here

How to use the Aspire app?

You will download the application from Google Play Store and then install it will register on your phone device again. From, PAN card and Aadhaar card will upload CKYC document, it will complete the process and take a selfie, then set up the repayment mode it completes as soon as you can start shopping or bill payment

*Aspire - Credit Card: How to Register and apply

1.Install  the Aspire App from Google play

2.Fill PAN detail with basic details

3.Complete KYC with Aadhaar and selfie 

4. Set up repayment mode and just start shopping.

*Aspire - Credit Card PayLater Shopping EMI: BENEFITS

1.On-time payment Get Build a credit score or CIBIL score.

2.Get credit limit increases for your Credit line of credit with timely On repayments

3.No interest Charge

4.No processing fee charge

5.No pre-payment penalty charge

6.No security deposit (collateral).

*Aspire - Credit Card PayLater Shopping EMI: WHAT YOU GET

 1.Pay later option for purchases in EMI, anytime anywhere

2.Use this App at any small shop, market, mall, hospital, Amazon, Flipkart, everywhere!

3.Fixed monthly payment fee – pay fee only in the months that you use the credit limit of Aspire App.

*Aspire - Credit Card PayLater Shopping EMI: EASY REPAYMENT

 1.All spends credit limit are split into 4 instalments (1st EMI is deducted at the time of purchase)

2.Monthly billing payment with bill generated on 1st of each month

3.Due date on 8th of each every month.

*Aspire - Credit Card PayLater Shopping EMI: EXAMPLE OF HOW to  CHARGES of ASPIRE 

 Suppose Your credit limit is ₹5,000/-

Your monthly fee is ₹177/month (inclusive of GST)

1st Installment transaction:- You spend ₹4,000/- on Dec 4

You will pay ₹1,000/- on Dec 4 (1st instalment)

The shop will receive ₹4,000/- immediately

The remaining 3 monthly instalments (₹1,000/-) are Jan 8, Feb 8 and Mar 8

2nd Installment transaction:- You spend ₹400/- on Dec 31

You will pay ₹100/- on Dec 31 (1st instalment)

The shop will receive ₹400/- immediately

The remaining 3 monthly instalments:- (₹100/-) are Jan 8, Feb 8 and Mar 8

Jan 1st bill: Instalment from 1st transaction = ₹1,000/-

Instalment from 2nd transaction = ₹100/-

Monthly charges = ₹177/-

Amount due on Jan 8 = ₹1,277/-.

*Aspire - Credit Card PayLater Shopping EMI: ELIGIBILITY CRITERIA

 1.You must be an Indian citizen and 18 years old 

2.Be a user of any UPI app: BHIM, Google Pay, Phone Pe, Paytm, any UPI app

3.KYC Document: PAN number and Aadhaar number (phone should be Aadhaar card linked with mobile no.)

Aspire App service: Please WhatsApp us at +91 84315 68414.

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See also

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