FLYK Postpaid Urgent Instant Loan up to ₹1 Lakh Free for 45 days only KYC

FLYK Postpaid Full Details, What is FLYK Postpaid Review, FLYK Postpaid Fee & Charges, FLYK Postpaid Features & Benefits, FLYK Postpaid Customer Care)

 

Today we have become digital and now credit card (credit line loan / pay later loan) can be taken even without income proof, here we will know today about FLYK Postpaid which gives us a limit of 30,000 to 1 lakh,

No income proof or any other payment is required for the use of Flyk Postpaid, the same limit can be used for 45 days without any interest, without any hesitation, we can take this loan from our phone sitting at home. The most amazing thing is that we can also send this FLYK Postpaid Loan to our account.

Whether you are in any job profession, you can easily take this loan, whether you are a man or a woman, just you should be an Indian citizen,

Let us understand in detail about FLYK Pay Later App today, also keep in mind this is just an information and not any kind of publicity, so at the time of application, please use your understanding.

 

What is FLYK Postpaid ?

FLYK Postpaid is a digital loan, in simple language, the way you use a credit card of any bank, FLYK gives you a credit line loan, which you can use whenever you want,

For FLYK Pay Later loan, no payment will have to be made in the name of fees such as joining or annual fees, etc. 

FLYK gives you a time of 30 to 45 days in which you can use FLYK Postpaid without interest, you can also convert your bill into EMI but here you have to pay interest, apart from this, if you want, by paying some fees this loan You can also send it to your account

FLYK Pay Later is an Indian institution that gives you interest free credit loans by just doing KYC from the phone sitting at home, as well as giving you a personal loan of up to 1 lakh if ​​you are paying your FLYK loan on time.

In case of sudden need, you can take this loan from your phone in just a few minutes, apart from all this, you can also add any of your acquaintances to the group for this loan, so that you can get postpaid limit according to the eligibility of that customer. She goes,

FLYK Postpaid Features & Benefits | Benefits of Flyk Postpaid

    *Without any guarantee, security, you get loan up to 1 lakh from FLYK Loan app
    * You can use this loan without interest for 30 to 45 days.
    * You can activate Flyk Pay Later by just doing KYC
    * Whether you are a woman or a man, all of you can use FLYK Postpaid in case of sudden need from anywhere in India.
    *Here you get 100% Digital Loan without any physical rush
    *No annual fee
    * You can also send this FLYK Loan to your account
    * You can also add someone you know to the group so that that user also gets FLYK Pay Later Loan on top of their eligibility.
    * You have many methods for payment, using which you can repay from the phone sitting at home.

Friends, here are some benefits that you can use with FLYK Postpaid, note that if you are using postpaid loan then here you have to pay convenience fee even though this loan is completely free for 45 days,

FLYK Postpaid Eligibility | Eligibility for Flyk Postpaid

     *You must be an Indian citizen
     *Age should be from 20 to 55
     *Credit score should be fine
     *Should have a monthly income
     *Smartphone and internet required for application
     *Aadhaar linked mobile number will be required
     *Internet banking or debit card with savings will be required for NACH approval
     *Your city should have Flyk postpaid service

Documents for FLYK Postpaid | Documents for Flyk Postpaid

     *ID – PAN Card
     *Address Proof – Aadhar Card
     *Salary Slip for Salary Persons
     *Bank statement for self employed
     *Selfie from FLYK app
     *You have to sign the loan agreement through Aadhaar OTP

FLYK Postpaid Fee & Charges | Interest and Expenses on Flyk Postpaid

    *Interest – May have to pay up to 36% per annum if you pay the bill in EMI
    *Processing Fee – Up to 4% on EMI payment
    *Joining Fee – 200/-
    *Annual Fee – No need to pay
    *Convenience fee – up to 2.5% will have to be paid, however according to FLYK it will be less if you pay on time FLYK Postpaid
    *Penalty – Payable if you do not repay the loan on time
    GST – GST charge of 18% on top of all fees and charges

FLYK Loan Example

Let us understand with an approximate example what can be cost if you use FLYK Postpaid / Pay Later

FLYK Personal Loan Example

    *If you get limit up to 50,000
    *The maximum time for its payment will be up to 12 months
    *Opening interest will be 22% which will total Rs 6160
    *The processing fee of this loan will be 1180
    * Your FLYK Personal Loan will come in your account 48820
    *Your EMI for the next 12 months will come to 4680
    *You made total payment 56160
    *The total cost to you on this loan is 7340

This is just an estimate which may change depending on your credit score so whenever you apply please check once

FLYK Postpaid Example

    *You got FLYK Postpaid limit of 10,000
    *On which you will not have to pay interest for 30 to 45 days
    *Zoning Fee – Rs 200 only once
    *You will have to pay a convenience fee of up to 2.5% on the amount used on this FLYK Pay Later
    *GST – You will have to pay 18% GST on top of whatever fees or interest will be charged.
    *Accordingly, when your first FLYK postpaid bill arrives, you will have to pay in the due date, close to 10600

According to FLYK there will be no extra fees or interest to be paid here but as you read in the above lines it is not completely free,

How to use FLYK Postpaid

    * Install FLYK app on your phone
    *Create account with mobile number linked with Aadhaar
    * Do KYC for which you have to upload selfie with Aadhaar, PAN card and income proof with complete information about yourself.
    * Now if you are eligible then you will get the offer of FLYK Postpaid
    * To activate this limit, sign an agreement with Aadhaar OTP
    *Give NACH approval for which you can use debit card or internet banking
    *Now you can use your FLYK Pay Later loan without any problem

With timely payment, you get FLYK Personal Loan offer which you can easily take by just doing KYC,

FLYK Postpaid Customer Care | Flyk Customer Care

     *Call / WA – 6266114107
     *Email – support@flyk.in
     *Address – Chippr Deals Pvt. Ltd. 6, B.D.A Colony, Ishwar Nagar, E/8 Shahpura Near Radisson Hotel Bhopal, Madhya Pradesh – 462039
     *Web – www.co.in

FLYK Postpaid Review

Friends, it is mostly seen that if we want credit limit then we apply for credit card but most of the cards have joining and annual fees, at the same time it is not possible to get credit card without ITR,

In such a situation, if you have a source of income, then without ITR you can apply for FLYK Postpaid, but it is not completely free, here also you have to pay fees but a little less,